Home Refi Rates Today

The average 15-year fixed refinance rate is 3.25 percent with an APR of 3.46 percent. The 5/1 adjustable-rate refinance (ARM) rate is 4.01 percent with an APR of 7.13 percent.

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

With home refinance rates at an all-time low, refinancing could be a good. of our loan officers to set-up a consultation at a First Bank branch near you today.*.

Rates are always changing. Even if you started your mortgage a few years ago, you may be able to find a lower rate today by refinancing your mortgage loan.

Average Mortgage Rates 30 Year Fixed Fixed mortgage rates increase for the fourth week in a row – It wasn’t much of a lift, but fixed mortgage rates moved higher for the fourth straight week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.

Rate Assumptions – Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less.

Considering refinancing your home loan? Compare refinance rates and use our refinance calculator to help. ally bank equal Housing Lender. Your rate is based on today’s mortgage rates and current housing market, but we also factor in your credit score, property location, loan amount, type and term to get you a personalized, up-to-date rate..

Compare mortgage rates from multiple lenders in one place. It’s fast, free, and anonymous.

An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as "mortgage points" or "discount points." One point equals 1% of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).

Home Mortgage Rate Today Meanwhile, a big drop in mortgage rates didn’t boost home sales. The average rate for a 30-year, fixed-rate mortgage dropped to 4.14% in April from 4.27% in March, according to Freddie Mac, the.Interest Rates For A Mortgage Investment property mortgage rates are higher than for owner-occupied loans. investment properties can make you a lot of money. If you acquire the house at the right price, and finance it.

2 days ago. This is known as rate-and-term financing – when you refinance your. rule of thumb says refinance if your rate is one to two percent below your current rate.. A cash-out refinance is an alternative to a home equity loan.

Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.